About Portfolio
Ethical and faith-based investing doesn’t have to be a compromise between conscience and returns. xPure, our meticulously crafted ethical and Halal-compliant portfolio, offers a powerful solution for those seeking ethical, halal-compliant, and spiritually aligned investments. We combine rigorous screening processes with sophisticated portfolio construction techniques to deliver a portfolio that not only meets stringent ethical and religious guidelines but also aims to generate competitive long-term returns. It’s about achieving performance without sacrificing personal values.
Monthly Returns
4 %
Number of Stocks
20
Why Choose xPure?
Values-Driven Investing:
xPure is designed for investors who prioritize ethical considerations and/or adhere to Islamic finance principles. We meticulously screen companies based on environmental, social, and governance (ESG) factors, as well as Shariah compliance, ensuring that your investments are aligned with your values.
Rigorous Screening Process:
Our portfolio adheres to widely recognized ethical and Halal investment standards. For ethical considerations we exclude companies involved in industries such as tobacco, weapons, and fossil fuels. We screen for positive ESG practices, ensuring adherence to Shariah principles, which includes avoiding companies with excessive debt or involvement in prohibited activities like alcohol, gambling, and pork products.
Performance Without
Compromise:
We believe that investing ethically and in accordance with religious principles doesn’t mean sacrificing returns. xPure is constructed using a data-driven approach, aiming to identify high-quality companies that meet our stringent criteria and also exhibit strong growth potential.
Shariah-Compliant Screening
Qualitative Screening
Companies engaged in the following activities will be excluded as non-Shariah compliant if such activities constitute more than 5% of their total revenue:
Conventional Finance: Non-Islamic banking, financial services, insurance, and related activities.
Alcohol and Intoxicants: Production, distribution, and trade involving alcoholic beverages or alcohol-derived products and any intoxicating substances, including involvement in any part of the related supply chain.
Pork and Non-Halal Foods: Production, processing, packaging, or any activities involving pork or non-halal foods.
Entertainment: Casinos, gambling establishments, cinemas, music, pornography, and hotels.
Tobacco Products: Manufacturing, processing, distribution, or sale of tobacco in any form, including cigarettes, cigars, electronic cigarettes (vapes), shisha, water pipes, and raw or treated tobacco.
Weapons and Defense: Manufacturing and trade of weapons, arms, and defense equipment.
Quantitative Screening
Companies passing the initial screening must meet the following financial criteria to be considered Shariah-compliant:
Debt Ratio: Debt must be less than 33.333% of total assets.
Liquidity Ratio: Cash and interest-bearing assets must be less than 33.333% of total assets.
Receivables and Cash Ratio: Combined accounts receivable and cash must be less than 50% of total assets.
Non-Compliant Income Threshold: Revenue derived from interest and other non-compliant activities must not exceed 5% of total revenue.
The xPure Advantage
Holistic Compliance:
We don’t just look for “halal by label.” We delve into revenue sources, financial practices, and overall governance structures of each company.
Moral & Financial
Harmony:
Align your portfolio with personal convictions, faith traditions, or overarching ethical standards.
Transparency and Trust:
We understand the importance of transparency in ethical and faith-based investing. xPure provides full visibility into our portfolio holdings and screening criteria, allowing you to invest with confidence, knowing that your portfolio aligns with your values.
Strategy Available For:
